The right auto insurance policy can help get you back on the road quickly if your auto is damaged or destroyed by accident, fire, theft, or other covered event. Your policy also provides protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle. An auto insurance policy is a contract between you and an insurance company. You pay a premium, and in exchange, the insurance company promises to pay for specific automobile financial losses during the term of the policy. Work with one of our experienced staff to determine the best coverages for you.

Insurance Coverage of Texas provides insurance for all kinds of vehicles:
  • New or Used Auto Insurance
  • Classic Car Insurance
  • Motorcycle and ATV Insurance
  • RV Insurance
  • Boat Insurance
How much auto insurance is right for you?

Based in Texas, our team understands the auto insurance needs of our customers.

Auto insurance requirements vary by state. In some states, to drive you must carry:

Liability coverage

To pay for losses you cause others, of bodily injury and property damage

No-fault coverage

To pay you and your passengers for medical and related expenses caused by injuries from a car accident, regardless of who is at fault, or

Both coverages

Even in states where coverage isn’t required, drivers must, by law, be able to pay for losses they cause others. Having insurance is the simplest way for most people to comply. To finance a car, it is usually necessary to have insurance which covers damage to your vehicle. This includes:

Comprehensive Insurance (Other than Collision)

Comprehensive coverage is very similar to collision coverage-the main difference is that comprehensive covers damage caused to your vehicle caused by: vandalism, flood, hurricane, theft, windshield damage, animal collision and fire are all events usually covered by comprehensive automobile insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible.) Although it’s not legally required by any state, you will probably need it if your car is financed.

Collision Insurance

Collision insurance coverage pays for damage caused to your vehicle in an automobile accident. Collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually comes with an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.
Every person is unique. Talk to us today to find out how to get the best price and value on auto insurance for you.

Additional coverage also available: Medical Payments, Uninsured Motorist, Roadside Assistance, and Rental