Frequently Asked Questions

Should I package my home and auto insurance with the same insurance carrier?

Absolutely! You get a discount on both your home and auto insurance when they are packaged together. Also, claims are simpler and quicker to file and process.

What can an agribusiness policy cover?

This policy can cover your dwelling, barns , equipment, livestock, vehicles, property damage, bodily injury, hazards, wind or fire damage. Umbrella coverage can be added for an extra layer of protection.  

What is the difference between Auto comp and collision coverage?

Collision covers physical damage insurance coverage on a personal or business auto insurance policy. It provides reimbursement for damage to your vehicle after you’ve been in a car accident in which there is no fault or you are at-fault. Comp provides reimbursement for a set of named perils that include, fire, hit an animal, falling object, car get’s struck by lightning and more.

What is renter insurance?

In many ways a renter insurance policy is similar to a homeowner insurance policy except the building coverage has been removed. However, there is still coverage for personal property and personal liability among other important coverages.

Is there a specific insurance policy designed for small businesses?

A Business Owners Policy (BOP), is a policy that includes coverage designed specifically for small businesses.